Bank of America Mobile banking allows you to deposit checks from the app. Well, the time requires for a bank of America mobile deposit depends on the time zone where your account was opened as well as the type of deposit and when the deposit was made.

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Does Bank of America show pending direct deposits? Why isn’t my direct deposit showing up? ...make a credit or mortgage card payment before the specified Bank of America cut-off time.

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Cut-off times, based on time zones, are as follows You can deposit most types of checks online with Bank of America when you use the mobile app.

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TD Bank Deposit Cut-off Times and Holds. Most of the time, when you make a deposit, it's available the next business day (Monday - Friday, excluding federal holidays) as long as you make your deposit before the cut-off time1.

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